Research

Mortgage Constraints: Household Responses, Market Adjustment, and Financial Stability

with Claes Bäckman and Ella Getz Wold

revise and resubmit, Journal of Economic Literature

The Housing Channel of Intergenerational Wealth Persistence

with Ella Getz Wold, Knut Are Aastveit, Eirik Eylands Brandsaas, and Gisle James Natvik

revise and resubmit, Journal of Financial Economics

The Negative Liquidity Effect of Mortgage Regulation

with Knut Are Aastveit and Ella Getz Wold

revise and resubmit, American Economic Journal: Macroeconomics

Granular Credit Risk

with Sigurd Mølster Galaasen, Rustam Jamilov, and Helene Rey

revise and resubmit, American Economic Journal: Macroeconomics

The Investment Channel of Monetary Policy: Evidence from Norway

with Jin Cao, Torje Hegna, Martin Blomhoff Holm, Tobias König, and Mikkel Riiser

revise and resubmit, Journal of Monetary Economics

The Corporate Real Effects of CIP Deviations

with Filippo Ippolito, Artashes Karapetyan, José-Luis Peydró, and Olav Syrstad

Transaction Costs, the Value of Convenience, and the Cross-Section of Safe Asset Returns

with Plamen T. Nenov, Fabienne Schneider, and Olav Syrstad

What Do 12 Billion Card Transactions Say about House Prices and Consumption?

with Knut Are Aastveit, Jesper Böjeryd, Magnus A. H. Gulbrandsen, and Kasper Roszbach

Monetary Policy Through Cross-Selling Banks

with Christoph Basten

Journal of Financial Economics, forthcoming

Cross-Selling in Bank-Household Relationships: Mechanisms and Implications for Pricing

with Christoph Basten

Review of Financial Studies (2026), Volume 39, Issue 6, Pages 1751–1784 · Working paper

Risk-Based Pricing in Competitive Lending Markets

with Carola Müller and Henrik Andersen

Journal of Banking & Finance (2026), Volume 187 · Working paper

The Effect of Asset Encumbrance on Bank Behavior: Evidence from the Introduction of Covered Bonds in Norway

with Jin Cao and Talina Sondershaus

Journal of the European Economic Association (2025), Volume 23, Issue 4, Pages 1521–1562 · Working paper

The Importance of Unemployment Risk for Individual Savings

with Ella Getz Wold

Management Science (2025), Volume 71, Issue 8, Pages 6746–6769 · Working paper

Optimal Capital Adequacy Ratios for Banks

with Henrik Andersen

Latin American Journal of Central Banking (2024), Volume 5, Issue 2 · Working paper

Negative Nominal Interest Rates and the Bank Lending Channel

with Gauti B. Eggertsson, Lawrence H. Summers, and Ella Getz Wold

Review of Economic Studies (2024), Volume 91, Issue 4, Pages 2201–2275 · Working paper

Monetary Policy Spillover to Small Open Economies: Is the Transmission Different under Low Interest Rates?

with Jin Cao, Valeriya Dinger, Tomás Gómez, Zuzana Gric, Martin Hodula, Alejandro Jara, Karolis Liaudinskas, Simona Malovaná, and Yaz Terajima

Journal of Financial Stability (2023), Volume 65 · Working paper

Downward Nominal House Price Rigidity: Evidence from Three Centuries of Data on Housing Transactions

with Solveig K. Erlandsen

Economics Letters (2023), Volume 225 · Working paper

Macroeconomic Uncertainty and Bank Lending

with Vegard Hoghaug Larsen

Economics Letters (2023), Volume 225 · Working paper

Do Capital Requirements Make Banks Safer? Evidence from a Quasinatural Experiment

with Denefa Bostandzic, Felix Irresberger, and Gregor Weiss

Journal of Financial and Quantitative Analysis (2022), Volume 57, Issue 5, Pages 1805–1833 · Working paper

Capital Requirement Reductions, Heterogeneity, and Real Economic Outcomes

with Elif C. Arbatli-Saxegaard

International Journal of Central Banking (2022), Volume 18, Issue 2, Pages 349–401 · Working paper

Opacity and Risk-Taking: Evidence from Norway

with Jin Cao

Journal of Banking & Finance (2022), Volume 134 · Working paper

Information Quality and Regime Change: Evidence from the Lab

with Leif Helland, Felipe Iachan, and Plamen T. Nenov

Journal of Economic Behavior & Organization (2021), Volume 191, Pages 538–554

Deposit Concentration at Financial Intermediaries

Economics Letters (2021), Volume 199 · Working paper

The Interaction Between Macroprudential and Monetary Policies: The Cases of Norway and Sweden

with Jin Cao, Valeriya Dinger, Anna Grodecka-Messi, and Xin Zhang

Review of International Economics (2021), Volume 29, Issue 1, Pages 87–116 · Working paper

Dividend Payouts and Rollover Crises

with Plamen T. Nenov

Review of Financial Studies (2020), Volume 33, Issue 9, Pages 4139–4185

Risk-Weighted Capital Requirements and Portfolio Rebalancing

with Ella Getz Wold

Journal of Financial Intermediation (2020), Volume 41 · Working paper