Curriculum Vitae

Appointments

2026 –
Associate Professor, University of Oslo
2025 –
Associate Professor (20%), BI Norwegian Business School
2024 –
Research Affiliate, CEPR

Education

2014 – 2018
PhD in Economics, BI Norwegian Business School
2010 – 2012
Master in Economics, University of Oslo

Past Appointments

2024 – 2025
Principal Research Economist, Norges Bank Research
2021 – 2024
Senior Research Economist, Norges Bank Research
2018 – 2021
Research Economist, Norges Bank Research
2012 – 2014
Higher Executive Officer, Ministry of Finance, Financial Markets Department

Working Papers

The Housing Channel of Intergenerational Wealth Persistence

with Ella Getz Wold, Knut Are Aastveit, Eirik Eylands Brandsaas, and Gisle James Natvik

Norges Bank Working Paper 16/2023 & CEPR Discussion Paper 18888

revise and resubmit, Journal of Financial Economics

The Negative Liquidity Effect of Mortgage Regulation

with Knut Are Aastveit and Ella Getz Wold

Norges Bank Working Paper 6/2020 & CEPR Discussion Paper 20505

revise and resubmit, American Economic Journal: Macroeconomics

Granular Credit Risk

with Sigurd Mølster Galaasen, Rustam Jamilov, and Helene Rey

NBER Working Paper 27994 & CEPR Discussion Paper 15385

revise and resubmit, American Economic Journal: Macroeconomics

The Investment Channel of Monetary Policy: Evidence from Norway

with Jin Cao, Torje Hegna, Martin Blomhoff Holm, Tobias König, and Mikkel Riiser

Norges Bank Working Paper 5/2023

revise and resubmit, Journal of Monetary Economics

What Do 12 Billion Card Transactions Say about House Prices and Consumption?

with Knut Are Aastveit, Jesper Böjeryd, Magnus A. H. Gulbrandsen, and Kasper Roszbach

Norges Bank Working Paper 15/2025

Publications

The Importance of Unemployment Risk for Individual Savings

with Ella Getz Wold

Norges Bank Working Paper 17/2019

Management Science (2025), Volume 71, Issue 8, Pages 6746–6769

Optimal Capital Adequacy Ratios for Banks

with Henrik Andersen

Norges Bank Staff Memo 9/2022

Latin American Journal of Central Banking (2024), Volume 5, Issue 2

Capital Requirement Reductions, Heterogeneity, and Real Economic Outcomes

with Elif C. Arbatli-Saxegaard

Norges Bank Working Paper 9/2020

International Journal of Central Banking (2022), Volume 18, Issue 2, Pages 349–401

Opacity and Risk-Taking: Evidence from Norway

with Jin Cao

Norges Bank Working Paper 12/2020

Journal of Banking & Finance (2022), Volume 134

Information Quality and Regime Change: Evidence from the Lab

with Leif Helland, Felipe Iachan, and Plamen T. Nenov

Journal of Economic Behavior & Organization (2021), Volume 191, Pages 538–554

Dividend Payouts and Rollover Crises

with Plamen T. Nenov

Review of Financial Studies (2020), Volume 33, Issue 9, Pages 4139–4185

Other Publications

Hvordan virker utlånsforskriften? En oppsummering av forskningslitteraturen

with Jeanette Fjære-Lindkjenn, Knut Are Aastveit, Markus Karlman, Karin Kinnerud and Ella Getz Wold

Samfunnsøkonomen 2024/2

The Interest Sensitivity of Consumption and Investment: Evidence from Norway

with Frida Bowe, Leif Brubakk, Sara Skjeggestad Meyer, Erlend Njølstad and Magnus Åstebøl

Staff Memo 1/2025

Optimal kapitaldekning for norske banker

with Henrik Andersen

Staff Memo 9/2022

Om gjennomslaget fra styringsrenten til bankenes renter

with Kjell Bjørn Nordal and Hanna Winje

Staff Memo 11/2020

Effekter av IRB-metoden på bankenes utlån til norske foretak

with Henrik Andersen and Andreas Kostøl

Staff Memo 1/2020

Op-eds

Vi ser på feil marginer når vi diskuterer bank

Dagens Næringsliv, 22 October 2026

Egenkapitalen er ikke død

Dagens Næringsliv, 26 June 2026

Ubalansert om kapitalkrav

Dagens Næringsliv, 28 April 2026

Billigere boliger? Fjern rentefradraget

with Martin Blomhoff Holm

Dagens Næringsliv, «Forskning viser at …», 20 April 2018

Rentekutt virker ikke under null

with Ella Getz Wold

Dagens Næringsliv, «Forskning viser at …», 2 December 2017

Blog Posts (Bankplassen, Norges Bank)

Store kunder – stor risiko?

with Sigurd Mølster Galaasen

Bankplassen, 2022

Koronaviruset og makroøkonomiske tiltak

with Haakon Solheim

Bankplassen, 2020

Internasjonale erfaringer med negative styringsrenter

with Ella Getz Wold

Bankplassen, 20 February 2019

Teaching

Presentations

2026
OsloMet, Norges Bank workshop: Microdata and macroprudential policies
2025
Statistics Norway, University of Bonn, Goethe University/SAFE, CEBRA 2025, Central Bank of Ireland
2023
Obligasjonskonferansen 2023, Norwegian School of Economics, Annual Meeting of the Urban Economics Association, EEA 2023, Monetary Policy and Financial Intermediation: Learning from Heterogeneity and Microdata, Storbykonferansen 2023, BI (Department of Finance)
2022
NBER SI (Impulse and Propagation Mechanisms), FDIC 21st Annual Bank Research Conference, FIRS 2022, 5th ECB-MPPG Workshop, Finanstilsynet, 3rd Biennial Banca d'Italia and Bocconi University Conference Financial Stability and Regulation, Ministry of Finance, IWH
2021
NBER SI (Risk), IMF, Central Bank of Ireland workshop: Borrower finances, financial stability assessment and macroprudential policies, De Nederlandsche Bank, Norges Bank workshop: The impact of low interest rates and unconventional monetary policy, Banco Central De Chile
2020
Bank of Finland, Oslo Macro Group, Nordic Junior Macro Seminar Series
2019
FIRS 2019, University of Zurich, Norwegian Annual Meeting for Economists 2019, SNDE 2019, SAET 2019, 30th Stony Brook International Conference on Game Theory, CEBRA Annual Meeting, DNB Markets
2018
Norges Bank, Norwegian School of Economics (NHH), Statistics Norway, 11th Swiss Winter Conference on Financial Intermediation (poster), BI Norwegian Business School, 9th International Conference of ASFEE, CEF 2018, 2018 ESA World Meeting, Joint conference on heterogeneous households, firms and financial intermediaries (Bundesbank), Leeds Business School, Nordic Finance Network 2018
2017
Norwegian Annual Meeting for Economists 2017, Brown University Macro Breakfast, 25th Annual Symposium of the Society of Nonlinear Dynamics and Econometrics (SNDE), BI Norwegian Business School, MultiNational Finance Society, World Finance Conference, EEA – ESEM, Norges Bank
2016
BI Norwegian Business School, Brown University Macro Breakfast

Referee Activities

American Economic Review, Econometrica, Journal of Political Economy, Quarterly Journal of Economics, Review of Economic Studies, Journal of Finance, Journal of Financial Economics, Review of Financial Studies, Review of Economics and Statistics, Journal of the European Economic Association, Journal of Monetary Economics, Journal of Financial Intermediation, International Journal of Central Banking, Journal of Money, Credit and Banking, European Economic Review, IMF Economic Review, Economic Policy, Journal of Financial Stability, Journal of Banking & Finance, Finance Research Letters, Journal of Behavioral and Experimental Finance, working paper series of several central banks

Awards and Grants

Other Professional Activities

2026 –
Co-organizer, Oslo Macro Conference
2025
Session organizer, CEBRA Annual Meeting 2025
2024
Session organizer, CEBRA Annual Meeting 2024
2023
Member of the Program Committee, Women in Central Banking
2022
Member of the Program Committee, IBEFA Summer Meeting 2022
2021
Co-organizer, Monetary policy in a low interest rate environment workshop, Norges Bank; Session organizer, CEBRA Annual Meeting 2021; Member of the Program Committee, IBEFA/ASSA 2022
2019
Co-organizer, Prepared for the next crisis? The costs and benefits of financial regulation workshop, Norges Bank/IBEFA